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Credit unions are not-for-profit financial
cooperatives. Every member is both a member and an
owner. We exist to serve our members, not to make a
profit. Earnings are returned to our members in the
form of lower loan rates, higher interest on deposits,
and lower fees.
Checking and savings accounts, debit/credit cards,
IRAs, mortgage services, insurance protection and
specialized loan programs are just a few of the
options available to credit union members.
Due to credit unions' structure, we generally offer
better rates on loans and savings than commercial
banks. Banks must make profits for their shareholders,
while credit unions exist only to serve their members.
Our "people-first" philosophy is the foundation for
credit union involvement in the community, charitable
activities and worthwhile causes. |
